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    Recognized as One of Georgia's Top 10 Mortgage Originators


    Welcome to our website. We look forward to putting our mortgage services to work for you!

    In the Beginning… 

    Lincoln Capital Advisors knows what it takes to be a successful lender. Since the start of our operation, our dedication to exceed your expectations and guarantee your satisfaction has made us what we are today. From start to finish in the loan process, we provide no less than exceptional service to our most prized possessions – our customers.
     
    Competition is Fierce
     
    We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest interest rate. That’s why we ask a lot of questions and take the time to listen to your answers concerning your overall financial picture. We want to offer you the best option to achieve your financial goals, whether it’s buying your first home, consolidating debt, or preparing for retirement.
     
    Your Trusted Advisors
     
    Funding your loan is just the beginning of our relationship with you. We want you as a lifetime customer, not just a one-time deal. We will continue to monitor interest rates and let you know when opportunities arise to improve your current situation. We will also stay in touch and continue to educate you so that we can be your ultimate resource for mortgage financing information- your Trusted Advisors – today, tomorrow, and beyond!
     
    A Loan Made Just for You
     
    Because mortgage loans are uniquely individual, we offer a wide range of residential loan programs tailored to your specific needs, including:
    • Adjustable Rate Mortgages
    • Fixed Rate Mortgages
    • First Time Home Buyer
    • Debt Consolidation
    • Investor Loans
    • 100% New Home Financing
    • 95% Jumbo
    • Construction and Home Improvement
    • Adverse or No Credit
     Listening to Our Customers has Made Us Successful
     
    As a leader in the mortgage industry, we aim to deliver excellence in every area. Based on client feedback, we constantly strive to improve our systems and technology to increase our efficiency and success ratio.
    Contact Information
    Jim Cheeley
    Partner/Sr. Mortgage Advisor
    Direct: (678) 527-1150 Ext. 24
    Cell: (404) 993-3039
    Email: Send Email
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    Mortgage News
    MBS RECAP: 1/27/2012

    Posted To: MBS Commentary

    MBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-22 : +0-06 FNMA 4.0 105-19 : +0-04 FNMA 4.5 106-25 : +0-01 FNMA 5.0 107-30 : -0-02 GNMA 3.5 105-03 : +0-04 GNMA 4.0 107-23 : +0-02 GNMA 4.5 109-07 : -0-02 GNMA 5.0 110-24 : -0-08 FHLMC 3.5 103-16 : +0-06 FHLMC 4.0 105-11 : +0-03 FHLMC 4.5 106-08 : +0-00 FHLMC 5.0 107-14 : -0-02 Pricing as of 4:03 PM EST Afternoon Market Updates A recap of MBS Market Updates provided by MND Analysts and streamed live to the MBS Live Dashboard . 2:28PM : ALERT: MBS Hit Day's Highs, Underperforming TSYs in Low Volume The day, and week for that matter, are effectively over. The little volume that's left is exerting a greater degree of influence over the price action than it otherwise might. With little to trade on, and little reason to oppose the...(read more)

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    Mortgage Rates Improve For a 3rd Straight Day, Nearing All-Time Lows Again

    Posted To: Mortgage Rate Watch

    Mortgages Rates continued their march into better territory today, capping a 3 day effort of improvement following Wednesday's FOMC Announcement. At this point, rates have not only solidified their re-entry into 3.875% Best-Execution levels, but some lenders are once again competitively priced at rates below that (for detail on "best-execution," READ THIS POST ). That said, we've seen a high degree of stratification over the past 3 days as lenders have responded to the bond market rally at different paces. When we say that rate offerings are more stratified, we're talking about various lenders offering increasingly different rates to the same type of borrowers. At a good handful of lenders in our survey, best-execution rates are still at 4.0%, while the bulk have moved down to 3.875%. But a...(read more)

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    Jim Cheeley , Partner/Sr. Mortgage Advisor
    Lincoln Capital Advisors, LLC
    16 Norcross Street, Ste 200, Roswell, GA  30075
    Direct:  (678) 527-1150 Ext. 24
    Cell:  (404) 993-3039
    jcheeley@lincolncapitaladvisors.com
    Copyright © 2012 NMLS #118012, NMLS CO #51482
    Lincoln Capital Advisors, LLC
    Licensed by the Georgia Department of Banking and Finance, Mortgage Lender License #19788; licensed by the Alabama State Banking Department, Mortgage Lender License #M15036; licensed by Florida Department of Financial Services, Mortgage Brokerage Business License #387008.
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